Scammers add victims to WhatsApp "investment" or "trading tips" groups, post fake profit screenshots, build trust over weeks, then direct victims to fraudulent apps that show paper profits but block all withdrawals. Often use celebrity deepfakes (Mukesh Ambani, Rakesh Jhunjhunwala) as "endorsements".

⚠ Red Flags

•Added to group by unknown number without consent
•Group admin posts screenshots of massive profits daily
•Celebrity or "market expert" endorses the platform
•"Limited" slots available with countdown pressure
•Profits visible in app but withdrawal requires more deposit
•Referral bonus for recruiting others

✓ How to Stay Safe

✓Never invest based on WhatsApp group recommendations
✓Verify platform registration at sebi.gov.in before depositing
✓If withdrawal is blocked, stop depositing immediately — this is the trap
✓Report to SEBI SCORES portal and cybercrime.gov.in

Full guide →

Fake Job & Part-Time Task Scam

High31% of WhatsApp fraud cases₹18,000 average loss

Unsolicited WhatsApp messages offering work-from-home jobs: liking YouTube videos, subscribing to channels, rating hotel reviews, or "task completion" earning ₹5,000–₹15,000 per day. Initial small payments build trust before victims are asked to pay a "deposit" for bigger earnings — which is never returned.

⚠ Red Flags

•Unsolicited WhatsApp message about part-time earning opportunity
•Task described as "like videos", "follow accounts", "rate hotels"
•Initial small payments (₹100–₹500) to build trust
•Request for a "deposit" to unlock higher-paying tasks
•No company name, no formal contract, payment only via UPI to personal account
•Urgency: "limited positions available today"

✓ How to Stay Safe

✓Legitimate employers do not recruit via unsolicited WhatsApp messages
✓Any job requiring upfront payment is a scam — no exceptions
✓Verify company on mca.gov.in and LinkedIn before any engagement
✓Report job scam numbers at rakshaai.co/phone-number-checker

Full guide →

Fake Lottery & Prize Notification Scam

High18% of WhatsApp fraud cases₹24,000 average loss

WhatsApp messages claiming you have won a prize from KBC (Kaun Banega Crorepati), Amazon, BSNL, Indian government schemes, or international lotteries. Victims are asked to pay "processing fees", "customs duty", or "tax" to claim their winnings — fees that disappear along with the prize.

⚠ Red Flags

•Received prize notification from unknown number — you never entered any contest
•Message uses official-looking logos (KBC, Sony LIV, Amazon India)
•Required to keep the "win" confidential
•Processing fee or tax payment required before prize release
•Payment requested via UPI, gift cards, or wire transfer
•WhatsApp number differs from official company channels

✓ How to Stay Safe

✓No legitimate lottery or game show contacts winners via unsolicited WhatsApp
✓KBC officially communicates only via Sony LIV app — never WhatsApp
✓Never pay money to claim a prize
✓Verify official company contact details at their official website only

Full guide →

Phishing Links & Fake Websites via WhatsApp

Critical9% of WhatsApp fraud cases₹47,000 average loss

Malicious links shared via WhatsApp mimicking bank login pages (SBI YONO, HDFC NetBanking), government portals (IRCTC, income tax, EPFO), or e-commerce checkout pages. Victims enter credentials or OTPs, which are immediately captured. Some links install spyware on Android devices.

⚠ Red Flags

•Link claims urgent KYC update, account block prevention, or pending refund
•URL contains misspellings or extra characters (sbibank-login.in vs onlinesbi.sbi.co.in)
•Shared by unknown number or even a compromised contact
•Page asks for debit card number, CVV, or OTP
•Website Trust Score below 40 on rakshaai.co/check

✓ How to Stay Safe

✓Check EVERY WhatsApp link at rakshaai.co/check before clicking
✓Banks never send account update links via WhatsApp
✓Navigate to bank portals directly — never from WhatsApp links
✓Enable Google Safe Browsing on your Android browser

Full guide →

Digital Arrest Threats via WhatsApp

Critical4% of WhatsApp fraud cases₹4.8 lakh average loss

WhatsApp calls or messages from numbers claiming to be CBI, ED, TRAI, or police officers, alleging your phone number or Aadhaar is linked to criminal activity. Designed to create panic and extract payments. Sometimes escalates to video calls with uniformed imposters.

⚠ Red Flags

•WhatsApp call or message from "police", "CBI", or "government officer"
•Claim that your number/Aadhaar is linked to money laundering or drugs
•Demand for immediate payment to avoid arrest or SIM disconnection
•Instruction to stay on call and not inform anyone

✓ How to Stay Safe

✓Digital arrest does not exist in Indian law — hang up immediately
✓Real agencies never contact citizens via WhatsApp for legal matters
✓Call 1930 immediately if targeted
✓Save the number and report at rakshaai.co/phone-number-checker

Full guide →

How to Check Any WhatsApp Link for Safety

Long-press the link

In WhatsApp, long-press the link. Select "Copy Link" — do not tap to open it.

Paste at RakshaAI

Go to rakshaai.co/check. Paste the copied URL. No account needed.

Read your Trust Score

Score 70–100 = generally safe. 40–69 = caution. 0–39 = high risk, do not open.

Check a WhatsApp Link Now →

Frequently Asked Questions

How do I know if a WhatsApp message is a scam?▾

Key warning signs: (1) Unsolicited message from unknown number offering money, prizes, or jobs. (2) Suspicious links — check every link at rakshaai.co/check before clicking. (3) Requests for OTP, bank details, or upfront payment. (4) Urgency and pressure to act within hours. (5) Requests to keep the conversation secret. When in doubt, do not click, do not pay, do not share personal information.

How do I check if a WhatsApp link is safe?▾

Copy the link (long-press → copy link) without clicking it, then paste it at rakshaai.co/check. You will get a Trust Score in under 5 seconds. A score below 40 means the link is likely a phishing attempt. Never click bank links or government portal links shared via WhatsApp — always navigate directly instead.

Is it safe to be added to unknown WhatsApp groups about investments?▾

No. Being added to unknown investment groups is the first stage of a common scam. Legitimate financial advisors do not recruit clients via unsolicited WhatsApp group additions. Leave such groups immediately. Never invest money based on group recommendations, however convincing the profit screenshots appear.

What should I do if I sent money after a WhatsApp scam?▾

Act immediately: (1) Call 1930 — India's national cybercrime helpline — to report and request transaction reversal. (2) Contact your bank to freeze the transaction. (3) File a complaint at cybercrime.gov.in within 24 hours. (4) Report the scammer's WhatsApp number at rakshaai.co/phone-number-checker. The first hour is critical for recovery.

Can WhatsApp scam links steal my banking passwords?▾

Yes — phishing links via WhatsApp can capture your internet banking credentials, debit card numbers, CVVs, and OTPs if you enter them on fake login pages. Some malicious links also install spyware on Android devices. Never click bank links shared via WhatsApp. Check every suspicious link at rakshaai.co/check first.

How do I report a WhatsApp scammer in India?▾

Multiple channels: (1) In WhatsApp: open the chat, tap the three dots → Report. (2) Report the phone number at rakshaai.co/phone-number-checker with details of the scam. (3) File a cybercrime complaint at cybercrime.gov.in. (4) Call 1930 for urgent financial fraud. (5) If money was stolen, also contact your bank immediately.

Scammed via WhatsApp? Call 1930 immediately and file at cybercrime.gov.in

Call 1930

How to Check Any WhatsApp Link for Safety

Long-press the link

In WhatsApp, long-press the link. Select "Copy Link" — do not tap to open it.

Paste at RakshaAI

Go to rakshaai.co/check. Paste the copied URL. No account needed.

Read your Trust Score

Score 70–100 = generally safe. 40–69 = caution. 0–39 = high risk, do not open.

Frequently Asked Questions

How do I know if a WhatsApp message is a scam?▾

How do I check if a WhatsApp link is safe?▾

Is it safe to be added to unknown WhatsApp groups about investments?▾

What should I do if I sent money after a WhatsApp scam?▾

Can WhatsApp scam links steal my banking passwords?▾

How do I report a WhatsApp scammer in India?▾