WhatsApp Phishing Links India
Malicious links mimicking SBI, HDFC, IRCTC, and government portals — shared via WhatsApp to steal login credentials, OTPs, and banking access.
Common Phishing Link Types via WhatsApp
Bank KYC Fraud
sbi-kyc-update.in, hdfcbank-secure.net
“"Your SBI/HDFC KYC expires today. Update immediately or your account will be blocked."”
Government Portal Clone
irctc-refund.net, incometax-refund.com
“"Your IRCTC refund of ₹1,200 is pending. Click to claim."”
UPI Payment Link
upi-payment-link.in, paytm-verify.com
“"Please complete your UPI KYC by clicking the secure link below."”
E-commerce Checkout
amazon-india-sale.in, flipkart-discount.net
“"Exclusive deal for you! Claim 90% off before midnight. Limited stock."”
Frequently Asked Questions
How do I check if a WhatsApp link is a phishing site?
Copy the link (long-press → Copy Link) without clicking it, then paste it at rakshaai.co/check. You will receive a Trust Score in under 5 seconds. A score below 40 means the link is a likely phishing attempt. Never click bank or government links shared via WhatsApp — always navigate directly by typing the URL.
Can clicking a WhatsApp link steal my banking password?
Yes — phishing links lead to fake login pages that visually mimic real bank portals (SBI YONO, HDFC NetBanking, ICICI Bank). When you enter credentials, they are captured instantly. Some links also install spyware on Android devices that captures OTPs in real time. Never enter banking credentials on pages accessed via links.
What are signs that a WhatsApp link is fake?
Signs of a phishing link: (1) URL contains extra words or hyphens (sbi-kyc-update.in instead of onlinesbi.sbi.co.in). (2) URL uses a different TLD (.in, .net, .xyz instead of .co.in or .com). (3) Message creates urgency — "KYC expires today" or "account will be blocked". (4) Asks for OTP, CVV, or full card number. (5) Received from an unknown number or unfamiliar contact.
What should I do if I clicked a phishing link on WhatsApp?
Act immediately: (1) Do not enter any credentials on the page. (2) If you already entered details, call your bank immediately to block the account. (3) Change your internet banking password from a secure device. (4) Call 1930 to report the incident. (5) File a complaint at cybercrime.gov.in. (6) Report the WhatsApp number and link at rakshaai.co.